Debt Collections Made Better

DEBT COLLECTION IN AUSTRALIA

Debt collection in Australia is regulated to ensure fair treatment of debtors while allowing creditors to recover outstanding amounts.

Key Aspects:

  • Regulation: Governed by the Australian Consumer Law (ACL) and the Australian Securities and Investments Commission (ASIC). The ACCC & ASIC Debt Collection Guidelines set rules on conduct.
  • Collection Process: Begins with reminder notices, calls, and emails. If unpaid, creditors may escalate to debt collection agencies or take legal action.
  • Legal Enforcement: Creditors can seek a court judgment, leading to wage garnishment, property seizure, or bankruptcy proceedings if the debt is significant.
  • Consumer Protections: Harassment and misleading practices are illegal. Debtors have rights, including negotiating payment plans or disputing debts.

Countries We are Available In

PRESENCE & COUNTRIES LIST

Please find more about our workflow and approach to debt portfolio management in the following countries

Debt Collection in Australia

Debt Collection in Australia

Debt Collection in Newzealand

Debt Collection in Newzealand

Debt Collections Made Better

Transforming debt collections with a respectful approach for more satisfying results

Collections are not simply about the numbers, and it’s not all about collecting a debt — it’s about finding reasonable solutions that help people gracefully meet their financial obligations. At IDCC, we bring a human focus to debt collections by approaching every interaction with empathy.

IDCC performs its collections for our clients in a structured and organized way to provide maximum results in collection

  • Precise financial diagnosis regarding the existing debts of customers and the company itself
  • Debtor files are transferred to several departments, each handling a suitable type of file
  • Actual collection is done by a team with a financial background and excellent interpersonal skills to maintain the relationship between the customers and their debtors.
  • Using IDCC’s method, developed over years, collection will be effective and provide our customers with the desired results and a return of at-risk income